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The effect of COVID-19 on the corporate bond market

Investments, Off the Cuff

Albert Ngo discusses how the COVID-19 situation has impacted the corporate bond market in this Off the Cuff video.

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Ten retirement myths series: Myth #7

Investments, Personal Finance

Some rules of thumb and long held assumptions may work well while you are saving for retirement. Holding on to them when you are spending those savings during retirement, may become toxic to your financial health. The myth is that you’ll have enough money to last through retirement as long as the average rate of return matches your plan.

Retirement Myth #7: Your money will last as long as the average rate of return is good.

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Staying the course and finding opportunities

Investments, Off the Cuff

Ashley Misquitta discusses how the investment team continues to manage investments in these uncertain times and where they are finding opportunities in this Off the Cuff video.

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Ten retirement myths series: Myth #6

Investments, Personal Finance

I’m sure you can come up with a list of things that don’t fit the “set it and forget it” philosophy. Set the cruise control and forget it. Set the room temperature and forget it. Invest in a certain investment that has a particular risk associated with it and forget it. You need to make adjustments as the situation changes and as your needs and priorities change. Retirement income planning works like that.

 

Retirement myth #6: You need the same amount of income, indexed for life.

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Emblem Portfolios in action - Asset Allocation Update, February 26, 2020

Investments, Tactical Updates

Key takeaways:

Increased US equities, decreased cash


Tactical Update - February 26, 2020

Global equities retreated sharply over the last week as investors digested news about the spread of the coronavirus to countries beyond China. The broadly based S&P 500 Index is now down over 7% from its recent high.

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Ten retirement myths series: Myth #5

Investments, Personal Finance

The myth of never touching your capital starts when people are working and saving for retirement. Some become conscientious savers, never touching their nest egg. That mentality spills over into retirement. Changing habits can be hard.

Retirement myth #5: Never touch your capital.

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Ten retirement myths series: Myth #4

Investments, Personal Finance

How much income will you need during retirement? The myths and misunderstandings continue, despite growing evidence and research that debunk them. Retirement myth #4: You need 70-85% of your current income in retirement.

Retirement myth #4: You need 70-85% of your current income in retirement.

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Ten retirement myths series: Myth #3

Investments, Personal Finance

How much is enough? Books have been written on the subject of retirement and what you need to save. Myths abound on this question. Here’s one to consider: I need $500K, $1M, $2M to retire.

Retirement myth #3: I need $500,000, $1 Million, $2 Million to retire.

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Ten retirement myths series: Myth #2

Investments, Personal Finance

It’s surprising, even shocking, that with all of the attention devoted to an aging society and the need to save for retirement, that so few people are inspired to get started; and then save so little. Many do have a doom and gloom attitude about retirement. Myths aren't helping matters.


Retirement myth #2: I’ll never be able to save enough for retirement.

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Ten retirement myths

Investments, Personal Finance

We are experiencing a silver Tsunami. The leading edge of the Boomers turned 65 four years ago. On average, 1250 Canadians turn age 65 every single day. It’s part of a 20 year trend.

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