--- title: Empire Life Blog Empire Life Blog | Insurance (4) description: Insurance | Access the latest insights on life insurance, investments, and group benefits all in one place. Visit the Empire Life blog. (4) --- × #### Subscribe ### Subscribe to Email Updates Signing up for our Blog offers you the opportunity to subscribe and receive email notifications for Investment or Insurance type content only from The Empire Life Insurance Company and Empire Life Investments Inc. You may cancel your subscription to the newsletter at any time by clicking on [unsubscribe](http://www.fastandfull.ca/hs/manage-preferences/unsubscribe-simple) or, by contacting The Empire Life Insurance Company or, Empire Life Investments Inc. **The Empire Life Insurance Company** 259 King Street East, Kingston, Ontario K7L 3A8, Canada Toll Free: 1 800 561-1268 Email: insurance@empire.ca or investment@empire.ca **Empire Life Investments Inc.** c/o 259 King Street East, Kingston, Ontario K7L 3A8, Canada Toll-free telephone: 1 855 823-6883 Email: mutualfund@empire.ca Close [Facebook](https://www.facebook.com/Empire-Life-Insurance-142465432433812/) [Linkedin](https://www.linkedin.com/company/empire-life-investments) [Twitter](https://twitter.com/empirelifeins) Subscribe [EN](https://www.empire.ca/blog) | [FR](https://empire.ca/fr/blogue) [![Empire Life | Empire Life Investments](https://blog.empirelife.ca/hubfs/Logo/Combined%20Blog%20Images/combined-logo.png)](https://www.empire.ca/blog) # Insurance, Investments and Group Benefits ## Navigate life with confidenceTM - Insurance - [Insurance](https://www.empire.ca/blog/topic/insurance) - [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips) - [Customer Service](https://www.empire.ca/blog/topic/customer-service) - Investments - [Investments](https://www.empire.ca/blog/topic/investments) - [Investment Views](https://www.empire.ca/blog/topic/investment-views) - [Off the Cuff](https://www.empire.ca/blog/topic/off-the-cuff) - [Group Benefits(1)](https://www.empire.ca/blog/topic/group-benefits) - [Personal Finance (1)](https://www.empire.ca/blog/topic/personal-finance) ## [How do I know if I need life insurance? Part II](https://blog.empirelife.ca/blog/how-do-i-know-if-i-need-life-insurance-part-ii) [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips), [Insurance](https://www.empire.ca/blog/topic/insurance) [![How do I know if I need life insurance? Part II](https://blog.empirelife.ca/hubfs/Katie%20Heggie%20Video/Part-2-EN.png)](https://blog.empirelife.ca/blog/how-do-i-know-if-i-need-life-insurance-part-ii) By [Empire Life](https://www.empire.ca/blog/author/empire-life) Oct 20, 2017, 10:00:00 AM   [Read More](https://blog.empirelife.ca/blog/how-do-i-know-if-i-need-life-insurance-part-ii) ## [How do I know if I need life insurance? Part I](https://blog.empirelife.ca/blog/how-do-i-know-if-i-need-life-insurance-part-i) [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips), [Insurance](https://www.empire.ca/blog/topic/insurance) [![How do I know if I need life insurance? Part I](https://blog.empirelife.ca/hubfs/Katie%20Heggie%20Video/Part-1-EN-hover.png)](https://blog.empirelife.ca/blog/how-do-i-know-if-i-need-life-insurance-part-i) By [Empire Life](https://www.empire.ca/blog/author/empire-life) Oct 19, 2017, 1:59:54 PM   [Read More](https://blog.empirelife.ca/blog/how-do-i-know-if-i-need-life-insurance-part-i) ## [3 Life insurance questions to consider](https://blog.empirelife.ca/blog/3-life-insurance-questions-to-consider) [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips), [Insurance](https://www.empire.ca/blog/topic/insurance) [![3 Life insurance questions to consider](https://blog.empirelife.ca/hubfs/LIAM17/V1_EN/LifeInsuranceAwarenessMonth-Teaser-EN-small%20(1).png)](https://blog.empirelife.ca/blog/3-life-insurance-questions-to-consider) By [Empire Life](https://www.empire.ca/blog/author/empire-life) Oct 5, 2017, 3:34:47 PM Thinking about life insurance, but don’t know where to start? You’re not alone! 61% of Canadians have no coverage or inadequate life insurance coverage.1 We get it. Choosing the right life insurance for you is a big decision. Whether you have a family that relies on you for income, or have debts to pay off should the unexpected happen, life insurance can be a great financial planning tool. [Read More](https://blog.empirelife.ca/blog/3-life-insurance-questions-to-consider) ## [Top 6 Mistakes First-Time Home Buyers Make and Why You Need to Know About Term Life Insurance](https://blog.empirelife.ca/blog/what-first-time-home-buyers-need-to-know-about-term-life-insurance) [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips), [Insurance](https://www.empire.ca/blog/topic/insurance) [![Top 6 Mistakes First-Time Home Buyers Make and Why You Need to Know About Term Life Insurance](https://blog.empirelife.ca/hubfs/GShift%20Blog%20Articles/GettyImages-107430121.jpg)](https://blog.empirelife.ca/blog/what-first-time-home-buyers-need-to-know-about-term-life-insurance) By [Empire Life](https://www.empire.ca/blog/author/empire-life) Jun 13, 2017, 9:20:38 AM ***Signing a mortgage can be the best time for first-time home buyers to consider term life insurance.*** [Read More](https://blog.empirelife.ca/blog/what-first-time-home-buyers-need-to-know-about-term-life-insurance) ## [The stages of life insurance: Part III](https://blog.empirelife.ca/blog/the-stages-of-life-insurance-part-iii-1) [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips), [Insurance](https://www.empire.ca/blog/topic/insurance) [![The stages of life insurance: Part III](https://blog.empirelife.ca/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%203%20Retired%20/Retired-Teaser-EN.png)](https://blog.empirelife.ca/blog/the-stages-of-life-insurance-part-iii-1) By [Empire Life](https://www.empire.ca/blog/author/empire-life) Mar 16, 2017, 10:00:00 AM For many Canadians in their 50’s or older, their term life insurance policies may have come to an end. Would you know what to do next? As you get older, it’s important to re-evaluate your life insurance needs. How many years do you want to earn income before you retire? Or if you die, do you want to leave a financial cushion for your spouse, or contribute to your children or grandchildren’s education? [Read More](https://blog.empirelife.ca/blog/the-stages-of-life-insurance-part-iii-1) ## [The stages of life insurance: Part II](https://blog.empirelife.ca/blog/the-stages-of-life-insurance-part-ii) [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips), [Insurance](https://www.empire.ca/blog/topic/insurance) [![The stages of life insurance: Part II](https://blog.empirelife.ca/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%202:%20Committed/EN/Committed-Teaser-EN.png)](https://blog.empirelife.ca/blog/the-stages-of-life-insurance-part-ii) By [Empire Life](https://www.empire.ca/blog/author/empire-life) Mar 2, 2017, 11:06:59 AM Young or old, planning for the future with life insurance is too often forgotten or placed on the back burner. You should think about life insurance when you have financial obligations, responsibilities and priorities. Could your family cover the mortgage payments and household maintenance costs if you died too soon? Would there be enough money for your children’s daycare, tuition for college or university? [Read More](https://blog.empirelife.ca/blog/the-stages-of-life-insurance-part-ii) ## [The stages of life insurance: Part I](https://blog.empirelife.ca/blog/the-stages-of-life-insurance-part-i) [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips), [Insurance](https://www.empire.ca/blog/topic/insurance) [![The stages of life insurance: Part I](https://blog.empirelife.ca/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Millennials-Teaser-EN.png)](https://blog.empirelife.ca/blog/the-stages-of-life-insurance-part-i) By [Empire Life](https://www.empire.ca/blog/author/empire-life) Feb 16, 2017, 12:05:53 PM Most millennials think they don’t need life insurance. But did you know that nearly 3 out of 5 millennials say that if they suddenly passed away they would be concerned about the financial wellbeing of their loved ones?For many in this age range, life insurance never crosses their minds until a life changing event like marriage or having kids takes place. [Read More](https://blog.empirelife.ca/blog/the-stages-of-life-insurance-part-i) ## [Life insurance mistakes to avoid](https://blog.empirelife.ca/blog/life-insurance-mistakes-to-avoid) [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips), [Insurance](https://www.empire.ca/blog/topic/insurance) [![Life insurance mistakes to avoid](https://blog.empirelife.ca/hubfs/Blog_images/Life_Insurance_Mistakes_to_Avoid/ENG/HeaderImg-v2.png)](https://blog.empirelife.ca/blog/life-insurance-mistakes-to-avoid) By [Allison Barton](https://www.empire.ca/blog/author/allison-barton) Apr 14, 2016, 3:01:57 PM There is no question that confusion exists when it comes to the topic of life insurance, and where there is confusion, mistakes can happen. So, to help you learn from other’s experiences, here are some common life insurance mistakes to avoid before, during and after you make a life insurance purchase:  [Read More](https://blog.empirelife.ca/blog/life-insurance-mistakes-to-avoid) ## [Protecting your home with life insurance](https://blog.empirelife.ca/blog/protecting-your-home-with-life-insurance) [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips), [Insurance](https://www.empire.ca/blog/topic/insurance) [![Protecting your home with life insurance](https://blog.empirelife.ca/hs-fs/file-564313990-jpg/Blog_images/blog-mortgage-en.jpg)](https://blog.empirelife.ca/blog/protecting-your-home-with-life-insurance) By [Allison Barton](https://www.empire.ca/blog/author/allison-barton) Feb 2, 2016, 2:15:00 PM Buying a home can be the single biggest purchase an individual will ever make.   [Read More](https://blog.empirelife.ca/blog/protecting-your-home-with-life-insurance) ## [Factors that determine how much your life insurance will cost](https://blog.empirelife.ca/blog/factors-that-determine-how-much-your-life-insurance-will-cost) [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips), [Insurance](https://www.empire.ca/blog/topic/insurance) [![Factors that determine how much your life insurance will cost](https://blog.empirelife.ca/blog/topic/insurance/page/none)](https://blog.empirelife.ca/blog/factors-that-determine-how-much-your-life-insurance-will-cost) By [Allison Barton](https://www.empire.ca/blog/author/allison-barton) Dec 2, 2015, 3:06:14 PM How much you will pay for life insurance is based on several factors including your age, health and smoking status. Check out this infographic to help you understand all the factors that may influence your life insurance quote: [Read More](https://blog.empirelife.ca/blog/factors-that-determine-how-much-your-life-insurance-will-cost) - [Previous](https://www.empire.ca/blog/topic/insurance/page/3) - [3](https://www.empire.ca/blog/topic/insurance/page/3) - 4 - [5](https://www.empire.ca/blog/topic/insurance/page/5) - [6](https://www.empire.ca/blog/topic/insurance/page/6) - [7](https://www.empire.ca/blog/topic/insurance/page/7) - [8](https://www.empire.ca/blog/topic/insurance/page/8) - [Next](https://www.empire.ca/blog/topic/insurance/page/9) ![Get a quote and apply for life insurance](https://blog.empirelife.ca/hubfs/Logo/Combined%20Blog%20Images/GetAQuote-BlogButton-couple-EN.jpg) [BUY NOW](https://www.empire.ca/insurance/buy-life-insurance) ### POPULAR POSTS ### CATEGORIES - [Insurance](https://www.empire.ca/blog/topic/insurance) - [Investments](https://www.empire.ca/blog/topic/investments) - [Group Benefits](https://www.empire.ca/blog/topic/group-benefits) - [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [Disclaimer](https://info.fastandfull.ca/disclaimer) [Legal](https://info.fastandfull.ca/legal) [Privacy Policy](https://info.fastandfull.ca/privacy-policy) [Accessibility](https://info.fastandfull.ca/accessibility) [Consumer Information](https://info.fastandfull.ca/consumer-information) [Contact Us](https://info.fastandfull.ca/contact) [Third-Party Tools and Sites](https://info.fastandfull.ca/third-party) [Confidentiality](https://info.fastandfull.ca/confidentiality) [Unsubscribe](https://info.fastandfull.ca/hs/manage-preferences/unsubscribe-simple) **CONTACT US** The Empire Life Insurance Company 259 King St. E. 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