--- title: "Empire Life Blog The stages of life insurance: Part II" description: Life changing events often demand more life insurance coverage. Protect your loved ones with life insurance and prepare for the unexpected. image: https://blog.empirelife.ca/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%202:%20Committed/EN/Committed-Teaser-EN.png --- × #### Subscribe ### Subscribe to Email Updates Signing up for our Blog offers you the opportunity to subscribe and receive email notifications for Investment or Insurance type content only from The Empire Life Insurance Company and Empire Life Investments Inc. You may cancel your subscription to the newsletter at any time by clicking on [unsubscribe](http://www.fastandfull.ca/hs/manage-preferences/unsubscribe-simple) or, by contacting The Empire Life Insurance Company or, Empire Life Investments Inc. **The Empire Life Insurance Company** 259 King Street East, Kingston, Ontario K7L 3A8, Canada Toll Free: 1 800 561-1268 Email: insurance@empire.ca or investment@empire.ca **Empire Life Investments Inc.** c/o 259 King Street East, Kingston, Ontario K7L 3A8, Canada Toll-free telephone: 1 855 823-6883 Email: mutualfund@empire.ca Close [Facebook](https://www.facebook.com/Empire-Life-Insurance-142465432433812/) [Linkedin](https://www.linkedin.com/company/empire-life-investments) [Twitter](https://twitter.com/empirelifeins) Subscribe [EN](https://www.empire.ca/blog) | [FR](https://empire.ca/fr/blogue) [![Empire Life | Empire Life Investments](https://blog.empirelife.ca/hubfs/Logo/Combined%20Blog%20Images/combined-logo.png)](https://www.empire.ca/blog) # Insurance, Investments and Group Benefits ## Navigate life with confidenceTM - Insurance - [Insurance](https://www.empire.ca/blog/topic/insurance) - [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips) - [Customer Service](https://www.empire.ca/blog/topic/customer-service) - Investments - [Investments](https://www.empire.ca/blog/topic/investments) - [Investment Views](https://www.empire.ca/blog/topic/investment-views) - [Off the Cuff](https://www.empire.ca/blog/topic/off-the-cuff) - [Group Benefits(1)](https://www.empire.ca/blog/topic/group-benefits) - [Personal Finance (1)](https://www.empire.ca/blog/topic/personal-finance) ## [The stages of life insurance: Part II](https://blog.empirelife.ca/blog/the-stages-of-life-insurance-part-ii) [Helpful Tips](https://blog.empirelife.ca/blog/topic/helpful-tips), [Insurance](https://blog.empirelife.ca/blog/topic/insurance) Posted by [Empire Life](https://blog.empirelife.ca/blog/author/empire-life) Mar 2, 2017 11:06:59 AM Young or old, planning for the future with life insurance is too often forgotten or placed on the back burner. You should think about life insurance when you have financial obligations, responsibilities and priorities. Could your family cover the mortgage payments and household maintenance costs if you died too soon? Would there be enough money for your children’s daycare, tuition for college or university? Who is going to look after your loved ones when you are not around? This second of our three part The Stages of Life Insurance series shines a light on some factors to consider if you are newly married, a first time homeowner, or starting a family. ![1_CommittedInfographic-EN-2017-01.png](https://blog.empirelife.ca/hs-fs/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%202:%20Committed/EN/1_CommittedInfographic-EN-2017-01.png?width=668&height=338&name=1_CommittedInfographic-EN-2017-01.png)[![2_CommittedInfographic-EN-2017-01.png](https://blog.empirelife.ca/hs-fs/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%202:%20Committed/EN/2_CommittedInfographic-EN-2017-01.png?width=668&height=306&name=2_CommittedInfographic-EN-2017-01.png)](https://www.empirelife.ca/needs-analysis)![3_CommittedInfographic-EN-2017-01.png](https://blog.empirelife.ca/hs-fs/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%202:%20Committed/EN/3_CommittedInfographic-EN-2017-01.png?width=668&height=183&name=3_CommittedInfographic-EN-2017-01.png)![4_CommittedInfographic-EN-2017-01.png](https://blog.empirelife.ca/hs-fs/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%202:%20Committed/EN/4_CommittedInfographic-EN-2017-01.png?width=668&height=271&name=4_CommittedInfographic-EN-2017-01.png)![5_CommittedInfographic-EN-2017-01.png](https://blog.empirelife.ca/hs-fs/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%202:%20Committed/EN/5_CommittedInfographic-EN-2017-01.png?width=668&height=246&name=5_CommittedInfographic-EN-2017-01.png)[![6_CommittedInfographic-EN-2017-01.png](https://blog.empirelife.ca/hs-fs/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%202:%20Committed/EN/6_CommittedInfographic-EN-2017-01.png?width=668&height=609&name=6_CommittedInfographic-EN-2017-01.png)](https://www.empirelife.ca/find-an-advisor) Check out our other infographics in The Stages of Life Insurance series: [Part 1: For the Young and Healthy](https://blog.empirelife.ca/the-stages-of-life-insurance-part-i) [Part 3: For your Golden Years](https://blog.empirelife.ca/the-stages-of-life-insurance-part-iii-1) [1](http://www5.statcan.gc.ca/cansim/a26?lang=eng&id=1110009) Statistics Canada 2014, CANSIM, table 111-0009. [2](https://www.limra.com/Login/?returnURL=%252fResearch%252fAbstracts%252f2014%252f140403-01.aspx) LIMRA 2014 Canadian Billion Dollar Baby Revisited. [3](https://www.clhia.ca/domino/html/clhia/CLHIA_LP4W_LND_Webstation.nsf/resources/Factbook_2/$file/2016+CLHIA+Factbook+ENG.pdf) Canadian Life and Health Insurance Facts (2016 Edition).   ![Get a quote and apply for life insurance](https://blog.empirelife.ca/hubfs/Logo/Combined%20Blog%20Images/GetAQuote-BlogButton-couple-EN.jpg) [BUY NOW](https://www.empire.ca/insurance/buy-life-insurance) ![Retirement Savings Tool](https://blog.empirelife.ca/hubfs/Blog_images/RST-Blog-EN.jpg) [Get Started](https://www.empire.ca/retirement-and-savings-tool) ### POPULAR POSTS ### CATEGORIES - [Insurance](https://www.empire.ca/blog/topic/insurance) - [Investments](https://www.empire.ca/blog/topic/investments) - [Group Benefits](https://www.empire.ca/blog/topic/group-benefits) - [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [Disclaimer](https://info.fastandfull.ca/disclaimer) [Legal](https://info.fastandfull.ca/legal) [Privacy Policy](https://info.fastandfull.ca/privacy-policy) [Accessibility](https://info.fastandfull.ca/accessibility) [Consumer Information](https://info.fastandfull.ca/consumer-information) [Contact Us](https://info.fastandfull.ca/contact) [Third-Party Tools and Sites](https://info.fastandfull.ca/third-party) [Confidentiality](https://info.fastandfull.ca/confidentiality) [Unsubscribe](https://info.fastandfull.ca/hs/manage-preferences/unsubscribe-simple) **CONTACT US** The Empire Life Insurance Company 259 King St. E. 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