--- title: Empire Life Blog Get a grip on your finances with these financial tools and calculators description: Financial calculators can help you get a grip on your finances. Check out these cash flow and budgeting tools. image: https://blog.empirelife.ca/hubfs/Blog_images/INV-Blog-images/Get-a-grip-on-your-finances-GettyImages-825154794.jpg --- × #### Subscribe ### Subscribe to Email Updates Signing up for our Blog offers you the opportunity to subscribe and receive email notifications for Investment or Insurance type content only from The Empire Life Insurance Company and Empire Life Investments Inc. You may cancel your subscription to the newsletter at any time by clicking on [unsubscribe](http://www.fastandfull.ca/hs/manage-preferences/unsubscribe-simple) or, by contacting The Empire Life Insurance Company or, Empire Life Investments Inc. **The Empire Life Insurance Company** 259 King Street East, Kingston, Ontario K7L 3A8, Canada Toll Free: 1 800 561-1268 Email: insurance@empire.ca or investment@empire.ca **Empire Life Investments Inc.** c/o 259 King Street East, Kingston, Ontario K7L 3A8, Canada Toll-free telephone: 1 855 823-6883 Email: mutualfund@empire.ca Close [Facebook](https://www.facebook.com/Empire-Life-Insurance-142465432433812/) [Linkedin](https://www.linkedin.com/company/empire-life-investments) [Twitter](https://twitter.com/empirelifeins) Subscribe [EN](https://www.empire.ca/blog) | [FR](https://empire.ca/fr/blogue) [![Empire Life | Empire Life Investments](https://blog.empirelife.ca/hubfs/Logo/Combined%20Blog%20Images/combined-logo.png)](https://www.empire.ca/blog) # Insurance, Investments and Group Benefits ## Navigate life with confidenceTM - Insurance - [Insurance](https://www.empire.ca/blog/topic/insurance) - [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips) - [Customer Service](https://www.empire.ca/blog/topic/customer-service) - Investments - [Investments](https://www.empire.ca/blog/topic/investments) - [Investment Views](https://www.empire.ca/blog/topic/investment-views) - [Off the Cuff](https://www.empire.ca/blog/topic/off-the-cuff) - [Group Benefits(1)](https://www.empire.ca/blog/topic/group-benefits) - [Personal Finance (1)](https://www.empire.ca/blog/topic/personal-finance) ## [Get a grip on your finances with these financial tools and calculators](https://blog.empirelife.ca/blog/get-a-grip-on-your-finances-with-these-financial-tools-and-calculators) [Investments](https://blog.empirelife.ca/blog/topic/investments), [Personal Finance](https://blog.empirelife.ca/blog/topic/personal-finance) Posted by [Peter Wouters](https://blog.empirelife.ca/blog/author/peter-wouters) Jul 12, 2018 9:00:00 AM Directeur, Planification fiscale et successorale et planification de la retraite, Gestion de patrimoine Placements Empire Vie ![Get-a-grip-on-your-finances-GettyImages-825154794](https://blog.empirelife.ca/hs-fs/hubfs/Blog_images/INV-Blog-images/Get-a-grip-on-your-finances-GettyImages-825154794.jpg?width=2121&name=Get-a-grip-on-your-finances-GettyImages-825154794.jpg)I’ve written a number of articles on cash flow management: the issues with it, the domino effects of debt and savings, and ideas on how you can get a better grip on your finances. I’ve created a list of resources you can use to work through your own particular circumstances or offer to your clients as an aid to working through their financial cash flow management situations. These tools, for the most part are easy to use forms you can complete on-line and print or save for personal use and review. I've written about the big difference little things can bring in term of identifying where your money goes and where it could go. One tool, [My Expenses Calculator](https://www.ic.gc.ca/app/scr/oca-bc/ssc/expense.html?lang=eng) shows how small purchases can add up over time and how making small changes to spending habits can greatly impact your cash flow and your savings. These tools can certainly assist you in optimizing your time, conversations and work with family members and accredited financial advisors. I trust you will find this collection of links to commonly requested calculators for cash flow management helpful on an ongoing basis.    | ![INV-Cash Flow Tools-1b](https://blog.empirelife.ca/hs-fs/hubfs/Blog_images/INV-Blog-images/INV-Cash%20Flow%20Tools-1b.png?width=140&name=INV-Cash%20Flow%20Tools-1b.png) | ## [Budget Calculator](http://itools-ioutils.fcac-acfc.gc.ca/bc-cb/netinc-revnet-eng.aspx)  Financial Consumer Agency of Canada | | --- | --- | |   |   | | ![INV-Cash Flow Tools-3b](https://blog.empirelife.ca/hs-fs/hubfs/Blog_images/INV-Blog-images/INV-Cash%20Flow%20Tools-3b.png?width=139&name=INV-Cash%20Flow%20Tools-3b.png) | ## [My Expenses Calculator](https://www.ic.gc.ca/app/scr/oca-bc/ssc/expense.html?lang=eng)  Government of Canada | |   |   | | ![INV-Cash Flow Tools-4b](https://blog.empirelife.ca/hs-fs/hubfs/Blog_images/INV-Blog-images/INV-Cash%20Flow%20Tools-4b.png?width=139&name=INV-Cash%20Flow%20Tools-4b.png) | ## [Money Management & Budgeting](https://cdn2.hubspot.net/hubfs/2686942/bz-cc/Offers/Money%20Management%20and%20Budgeting/CC%20Money%20Management-%20Budgeting.pdf?__hssc=134537006.1.1504207923524&__hstc=134537006.30cbcf2ec6aa5dfec3651531027a910b.1504207923523.1504207923523.1504207923523.1&__hsfp=2704323686&hsCtaTracking=5f4c0bb2-9ad2-455b-ad4d-257d93c3339e%7C9320e261-05b4-496f-94d0-821400201485)  Credit Canada | |   |   | | ![INV-Cash Flow Tools-5b](https://blog.empirelife.ca/hs-fs/hubfs/Blog_images/INV-Blog-images/INV-Cash%20Flow%20Tools-5b.png?width=139&name=INV-Cash%20Flow%20Tools-5b.png) | ## [Budget Worksheet](https://www.ic.gc.ca/eic/site/oca-bc.nsf/eng/ca02757.html)  Office of Consumer Affairs | |   |   | | ![INV-Cash Flow Tools-6b](https://blog.empirelife.ca/hs-fs/hubfs/Blog_images/INV-Blog-images/INV-Cash%20Flow%20Tools-6b.png?width=139&name=INV-Cash%20Flow%20Tools-6b.png) | ## [Vehicle Lease or Buy Calculator](https://www.ic.gc.ca/app/scr/oca-bc/ssc/vehicle.html?lang=eng)  Government of Canada | |   |   | | ![INV-Cash Flow Tools-7b](https://blog.empirelife.ca/hs-fs/hubfs/Blog_images/INV-Blog-images/INV-Cash%20Flow%20Tools-7b.png?width=139&name=INV-Cash%20Flow%20Tools-7b.png) | ## [Plan To Get Out of Debt](https://itools-ioutils.fcac-acfc.gc.ca/FGC-COF/home-accueil-fra.aspx)  Government of Canada | |   |   | | ![INV-Cash Flow Tools-8b](https://blog.empirelife.ca/hs-fs/hubfs/Blog_images/INV-Blog-images/INV-Cash%20Flow%20Tools-8b.png?width=139&name=INV-Cash%20Flow%20Tools-8b.png) | ## [Set Your Savings Goals](https://itools-ioutils.fcac-acfc.gc.ca/FGC-COF/home-accueil-fra.aspx)  Government of Canada | |   |   | | ![INV-Cash Flow Tools-9b](https://blog.empirelife.ca/hs-fs/hubfs/Blog_images/INV-Blog-images/INV-Cash%20Flow%20Tools-9b.png?width=139&name=INV-Cash%20Flow%20Tools-9b.png) | ## [What's Right For Me?](https://www.empire.ca/forms-tools/whats-right-me) Empire Life | |   |   | | ![INV-Cash Flow Tools-2b](https://blog.empirelife.ca/hs-fs/hubfs/Blog_images/INV-Blog-images/INV-Cash%20Flow%20Tools-2b.png?width=139&name=INV-Cash%20Flow%20Tools-2b.png) | ## [RRSP vs. Mortgage Calculator](https://www.empire.ca/forms-tools/rrsp-vs-mortgage-calculator)  Empire Life |   | # Visit **Life & Money Matters **for more  helpful tools and calculators [![Learn more](https://no-cache.hubspot.com/cta/default/322854/4cd0d1d7-d4bb-4f67-b9e4-37bbc13cf5a8.png)](https://cta-redirect.hubspot.com/cta/redirect/322854/4cd0d1d7-d4bb-4f67-b9e4-37bbc13cf5a8) | | --- |    Republished with permission by Peter Wouters. For the complete list of articles, please visit [here](https://www.linkedin.com/in/peter-wouters-14ab76/detail/recent-activity/posts/).   **Related articles:** [Common cash flow problems facing small business owners](https://blog.empirelife.ca/common-cash-flow-problems-facing-small-business-owners) [Debt and cash flow management tips](https://blog.empirelife.ca/debt-and-cash-flow-management-tips) [Paying down debt: a great investment](https://blog.empirelife.ca/paying-down-debt-a-great-investment) ![Retirement Savings Tool](https://blog.empirelife.ca/hubfs/Blog_images/RST-Blog-EN.jpg) [Get Started](https://www.empire.ca/retirement-and-savings-tool) ### POPULAR POSTS ### CATEGORIES - [Insurance](https://www.empire.ca/blog/topic/insurance) - [Investments](https://www.empire.ca/blog/topic/investments) - [Group Benefits](https://www.empire.ca/blog/topic/group-benefits) - [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [Disclaimer](https://info.fastandfull.ca/disclaimer) [Legal](https://info.fastandfull.ca/legal) [Privacy Policy](https://info.fastandfull.ca/privacy-policy) [Accessibility](https://info.fastandfull.ca/accessibility) [Consumer Information](https://info.fastandfull.ca/consumer-information) [Contact Us](https://info.fastandfull.ca/contact) [Third-Party Tools and Sites](https://info.fastandfull.ca/third-party) [Confidentiality](https://info.fastandfull.ca/confidentiality) [Unsubscribe](https://info.fastandfull.ca/hs/manage-preferences/unsubscribe-simple) **CONTACT US** The Empire Life Insurance Company 259 King St. E. 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