I’ve written a number of articles on cash flow management: the issues with it, the domino effects of debt and savings, and ideas on how you can get a better grip on your finances. I’ve created a list of resources you can use to work through your own particular circumstances or offer to your clients as an aid to working through their financial cash flow management situations.

These tools, for the most part are easy to use forms you can complete on-line and print or save for personal use and review. I've written about the big difference little things can bring in term of identifying where your money goes and where it could go. One tool, My Expenses Calculator shows how small purchases can add up over time and how making small changes to spending habits can greatly impact your cash flow and your savings.

These tools can certainly assist you in optimizing your time, conversations and work with family members and accredited financial advisors. I trust you will find this collection of links to commonly requested calculators for cash flow management helpful on an ongoing basis. 

	Budget Calculator  Financial Consumer Agency of Canada
	My Expenses Calculator  Government of Canada
	Money Management & Budgeting  Credit Canada
	Budget Worksheet  Office of Consumer Affairs
	Vehicle Lease or Buy Calculator  Government of Canada
	Plan To Get Out of Debt  Government of Canada
	Set Your Savings Goals  Government of Canada
	What's Right For Me? Empire Life
	RRSP vs. Mortgage Calculator  Empire Life

 Republished with permission by Peter Wouters. For the complete list of articles, please visit here.

Related articles:

Common cash flow problems facing small business owners

Debt and cash flow management tips

Paying down debt: a great investment