--- title: Empire Life Blog Empire Life Blog | Investments (4) description: Investments | Access the latest insights on life insurance, investments, and group benefits all in one place. Visit the Empire Life blog. (4) --- × #### Subscribe ### Subscribe to Email Updates Signing up for our Blog offers you the opportunity to subscribe and receive email notifications for Investment or Insurance type content only from The Empire Life Insurance Company and Empire Life Investments Inc. You may cancel your subscription to the newsletter at any time by clicking on [unsubscribe](http://www.fastandfull.ca/hs/manage-preferences/unsubscribe-simple) or, by contacting The Empire Life Insurance Company or, Empire Life Investments Inc. **The Empire Life Insurance Company** 259 King Street East, Kingston, Ontario K7L 3A8, Canada Toll Free: 1 800 561-1268 Email: insurance@empire.ca or investment@empire.ca **Empire Life Investments Inc.** c/o 259 King Street East, Kingston, Ontario K7L 3A8, Canada Toll-free telephone: 1 855 823-6883 Email: mutualfund@empire.ca Close [Facebook](https://www.facebook.com/Empire-Life-Insurance-142465432433812/) [Linkedin](https://www.linkedin.com/company/empire-life-investments) [Twitter](https://twitter.com/empirelifeins) Subscribe [EN](https://www.empire.ca/blog) | [FR](https://empire.ca/fr/blogue) [![Empire Life | Empire Life Investments](https://blog.empirelife.ca/hubfs/Logo/Combined%20Blog%20Images/combined-logo.png)](https://www.empire.ca/blog) # Insurance, Investments and Group Benefits ## Navigate life with confidenceTM - Insurance - [Insurance](https://www.empire.ca/blog/topic/insurance) - [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips) - [Customer Service](https://www.empire.ca/blog/topic/customer-service) - Investments - [Investments](https://www.empire.ca/blog/topic/investments) - [Investment Views](https://www.empire.ca/blog/topic/investment-views) - [Off the Cuff](https://www.empire.ca/blog/topic/off-the-cuff) - [Group Benefits(1)](https://www.empire.ca/blog/topic/group-benefits) - [Personal Finance (1)](https://www.empire.ca/blog/topic/personal-finance) ## [Why FOMO (fear of missing out) is not a sustainable investment plan](https://blog.empirelife.ca/blog/why-fomo-is-not-a-sustainable-investment-plan) [Investment Views](https://www.empire.ca/blog/topic/investment-views), [Investments](https://www.empire.ca/blog/topic/investments) [![Why FOMO (fear of missing out) is not a sustainable investment plan](https://blog.empirelife.ca/hubfs/INV-1574326-InvestmentInsight-PortfolioDiversification-EN.jpg)](https://blog.empirelife.ca/blog/why-fomo-is-not-a-sustainable-investment-plan) By [Empire Life](https://www.empire.ca/blog/author/empire-life) May 14, 2024, 3:08:10 PM Although it can be tempting to put your investment goals aside to chase these returns, beware of FOMO, which can introduce an unreasonable level of risk in your portfolio.  [Read More](https://blog.empirelife.ca/blog/why-fomo-is-not-a-sustainable-investment-plan) ## [Emblem Portfolios in action - Asset allocation update, April 16, 2024](https://blog.empirelife.ca/blog/emblem-portfolios-in-action-asset-allocation-update-april-2024) [Investments](https://www.empire.ca/blog/topic/investments) [![Emblem Portfolios in action - Asset allocation update, April 16, 2024](https://blog.empirelife.ca/hubfs/Blog_images/INV-Blog-images/ELI-Blog-EmblemPortfoliosInAction-GettyImages-1131299321-resized.jpg)](https://blog.empirelife.ca/blog/emblem-portfolios-in-action-asset-allocation-update-april-2024) By [Empire Life Investments](https://www.empire.ca/blog/author/empire-life-investments) May 6, 2024, 12:22:00 PM Key takeaways:   - Exposure to international equities was increased by 0.25%-1.5% - Exposure to US equities was decreased by 0.25%-1.5% - Our exposures to the other asset classes were rebalanced back to target [Read More](https://blog.empirelife.ca/blog/emblem-portfolios-in-action-asset-allocation-update-april-2024) ## [Uranium and the demand for nuclear power generation](https://blog.empirelife.ca/blog/uranium-and-the-demand-for-nuclear-power-generation) [Investments](https://www.empire.ca/blog/topic/investments), [Off the Cuff](https://www.empire.ca/blog/topic/off-the-cuff) [![Uranium and the demand for nuclear power generation](https://blog.empirelife.ca/hs-fs/hubfs/Investment_Marketing/INV_Off-The-Cuff/OffTheCuff-CM-2019-06-JenniferLaw-EN-1.png?width=639&quality=high)](https://blog.empirelife.ca/blog/uranium-and-the-demand-for-nuclear-power-generation) By [Jennifer Law](https://www.empire.ca/blog/author/jennifer-law) Apr 12, 2024, 11:02:54 AM [Jennifer Law](https://www.empire.ca/bios/jennifer-law-cfa), CFA, Senior Portfolio Manager, delves into the market factors influencing uranium prices, their impact on investment decisions, and the team's outlook on potential opportunities. [Read More](https://blog.empirelife.ca/blog/uranium-and-the-demand-for-nuclear-power-generation) ## [Financial tips for your younger self](https://blog.empirelife.ca/blog/financial-tips-for-your-younger-self) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [![Financial tips for your younger self](https://blog.empirelife.ca/hubfs/Blog_images/INV-Blog-images/Resized-FinancialTipsForMyYoungerSelf-GettyImages-810526950-414749-edited-353886-edited.jpg)](https://blog.empirelife.ca/blog/financial-tips-for-your-younger-self) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) Feb 9, 2024, 3:52:00 PM Updated February 2024 Do you ever wish you could talk to your younger self about lessons you've learned, more than a few of them the hard way? There are the mishaps you could have avoided, the errors in judgement you could have missed and the regrets you wouldn't hold. How much better would you feel now if you could turn the clock back? And that includes the extra money you would have to fund the better lifestyle you could look forward to in the decades ahead. Let's consider some financial tips. [Read More](https://blog.empirelife.ca/blog/financial-tips-for-your-younger-self) ## [5 tips for financial success in later life](https://blog.empirelife.ca/blog/5-tips-for-financial-success-in-later-life) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [![5 tips for financial success in later life](https://blog.empirelife.ca/hs-fs/hubfs/Blog_images/INV-Blog-images/INV_5-tips-for-financial-success%20-%20blog/5TipsForFinancialSuccess_GettyImages-172584919-resized.jpg?width=639&quality=high)](https://blog.empirelife.ca/blog/5-tips-for-financial-success-in-later-life) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) Jan 18, 2024, 8:43:00 AM Updated January 2024 The things you need to do to build your finances which can support your wants and goals are simple. Sometimes doing them isn't so simple. For most people, this becomes a matter of choice. Practice makes it easier. Here are some tips to build lifestyle success for your future you. [Read More](https://blog.empirelife.ca/blog/5-tips-for-financial-success-in-later-life) ## [TFSA and spouse as joint beneficiary](https://blog.empirelife.ca/blog/tfsa-and-spouse-as-joint-beneficiary) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [![TFSA and spouse as joint beneficiary](https://blog.empirelife.ca/hubfs/Blog_images/INV-Blog-images/TFSA-and-spouse-as-joint-beneficiary-GettyImages-643324708.jpg)](https://blog.empirelife.ca/blog/tfsa-and-spouse-as-joint-beneficiary) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) Jan 12, 2024, 7:37:00 AM Updated January 2024 Gaeten and Mirielle are a middle aged couple who met through friends. They have been together for almost 5 years. Gaeten is divorced with one adult child. Mirielle, a widow, has two children of her own. The couple do want to take care of each should either one predecease the other. They both wish to have at least some of their own investments pass on to their respective children. [Read More](https://blog.empirelife.ca/blog/tfsa-and-spouse-as-joint-beneficiary) ## [Tax Free Savings Account (TFSA) and successor holder](https://blog.empirelife.ca/blog/tax-free-savings-account-tfsa-and-successor-holder) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [![Tax Free Savings Account (TFSA) and successor holder](https://blog.empirelife.ca/hubfs/Blog_images/INV-Blog-images/TFSA-and-successor-holder-GettyImages-643325288-318738-edited.jpg)](https://blog.empirelife.ca/blog/tax-free-savings-account-tfsa-and-successor-holder) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) Jan 12, 2024, 7:30:00 AM Updated January 2024 My [last article](https://blog.empirelife.ca/blog/tfsa-and-spouse-as-joint-beneficiary) shared the story of a divorced gentleman, Gaeten, who named his common law partner Mirielle, joint beneficiary of his Tax-Free Savings Account (TFSA) along with his daughter, Marie. I covered off the problem Mirielle would have trying to maintain the tax sheltered status of her share of Gaeten’s account which would pass to her on Gaeten’s death. What if Gaeten named her as a successor holder (subrogated policyholder in Quebec)?1  [Read More](https://blog.empirelife.ca/blog/tax-free-savings-account-tfsa-and-successor-holder) ## [Five basics about managing money](https://blog.empirelife.ca/blog/five-basics-about-managing-money) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [![Five basics about managing money](https://blog.empirelife.ca/hubfs/Blog_images/INV-Blog-images/5-basics-about-managing-money-GettyImages-512740730.jpg)](https://blog.empirelife.ca/blog/five-basics-about-managing-money) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) Jan 10, 2024, 9:12:00 AM Updated January 2024 A disturbing number of aging Canadians today aren’t saving or aren’t saving enough for retirement.1 They are seeking financial freedom. That’s not freedom from money. It’s the kind of freedom they feel when they can do what they want to do and when they want to do it. Yet we all know that how we manage, invest and spend our money can have a huge impact on our life and our lifestyle. [Read More](https://blog.empirelife.ca/blog/five-basics-about-managing-money) ## [Growth and Value Investing](https://blog.empirelife.ca/blog/growth-and-value-investing) [Investment Views](https://www.empire.ca/blog/topic/investment-views), [Investments](https://www.empire.ca/blog/topic/investments) [![Growth and Value Investing](https://blog.empirelife.ca/hs-fs/hubfs/INV-Growth%20Launch%20Blog%20(Oct%202023)/Getty-1413761479-Edit_V2.png?width=1547&quality=high)](https://blog.empirelife.ca/blog/growth-and-value-investing) By [Empire Life](https://www.empire.ca/blog/author/empire-life) Nov 3, 2023, 11:07:02 AM Understanding the differences and similarities  Markets move in different directions at different times, generally called cycles. Different market cycles tend to favour one investment style over another. Understanding how growth and value investment styles differ and where they can work together will help demonstrate how they can both play an integral role in your equity portfolio construction. [Read More](https://blog.empirelife.ca/blog/growth-and-value-investing) ## [Market timing and missing the worst performance days](https://blog.empirelife.ca/blog/market-timing-and-missing-the-worst-performance-months) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [![Market timing and missing the worst performance days](https://blog.empirelife.ca/hubfs/Blog_images/INV-Blog-images/Staying-Invested-V2-513943136-806698-edited.jpg)](https://blog.empirelife.ca/blog/market-timing-and-missing-the-worst-performance-months) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) Jan 16, 2023, 4:45:00 PM [In my last article](https://blog.empirelife.ca/blog/staying-invested-in-the-market), I wrote about the benefits of a buy and hold strategy where an investor stayed in the market through the ups and downs of a particular investment.  [Read More](https://blog.empirelife.ca/blog/market-timing-and-missing-the-worst-performance-months) - [Previous](https://www.empire.ca/blog/topic/investments/page/3) - [3](https://www.empire.ca/blog/topic/investments/page/3) - 4 - [5](https://www.empire.ca/blog/topic/investments/page/5) - [6](https://www.empire.ca/blog/topic/investments/page/6) - [7](https://www.empire.ca/blog/topic/investments/page/7) - [8](https://www.empire.ca/blog/topic/investments/page/8) - [Next](https://www.empire.ca/blog/topic/investments/page/9) ![Retirement Savings Tool](https://blog.empirelife.ca/hubfs/Blog_images/RST-Blog-EN.jpg) [Get Started](https://www.empire.ca/retirement-and-savings-tool) ### POPULAR POSTS ### CATEGORIES - [Insurance](https://www.empire.ca/blog/topic/insurance) - [Investments](https://www.empire.ca/blog/topic/investments) - [Group Benefits](https://www.empire.ca/blog/topic/group-benefits) - [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [Disclaimer](https://info.fastandfull.ca/disclaimer) [Legal](https://info.fastandfull.ca/legal) [Privacy Policy](https://info.fastandfull.ca/privacy-policy) [Accessibility](https://info.fastandfull.ca/accessibility) [Consumer Information](https://info.fastandfull.ca/consumer-information) [Contact Us](https://info.fastandfull.ca/contact) [Third-Party Tools and Sites](https://info.fastandfull.ca/third-party) [Confidentiality](https://info.fastandfull.ca/confidentiality) [Unsubscribe](https://info.fastandfull.ca/hs/manage-preferences/unsubscribe-simple) **CONTACT US** The Empire Life Insurance Company 259 King St. E. 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