--- title: Empire Life Blog How do I know if I need life insurance? Part III description: Have you considered the financial impact of losing a stay at home parent? Watch this video to learn more about how life insurance can help. image: https://blog.empirelife.ca/hubfs/Katie%20Heggie%20Video/Part-3-EN.png --- × #### Subscribe ### Subscribe to Email Updates Signing up for our Blog offers you the opportunity to subscribe and receive email notifications for Investment or Insurance type content only from The Empire Life Insurance Company and Empire Life Investments Inc. 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Part III](https://blog.empirelife.ca/blog/how-do-i-know-if-i-need-life-insurance-part-iii) [Helpful Tips](https://blog.empirelife.ca/blog/topic/helpful-tips), [Insurance](https://blog.empirelife.ca/blog/topic/insurance) Posted by [Empire Life](https://blog.empirelife.ca/blog/author/empire-life) Oct 21, 2017 10:00:00 AM   Have you considered the financial impact of losing a stay at home parent? Ask yourself this question when considering life insurance. Watch this video to learn more:     If you are wondering whether you need life insurance, a good question to ask yourself is: Does anyone rely on me, even for something as simple as services that would otherwise need to be paid for? Many think getting life insurance to cover the breadwinner of a house is a no brainer, but what about the work of a stay at home parent? - For example, Kim, a stay at home mom of 3 homeschooled kids, doesn’t necessarily create income, but she provides services that would otherwise have to be paid for. Who will cover the cost of their education if Kim passes away? Without Kim, her family would also need coverage for child-care and transportation. Knowing your family will be taken care of gives you peace of mind. Connect with a trusted advisor in your area to find a plan that suits your needs. 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