--- title: Empire Life Blog What is Critical Illness Insurance? description: A critical illness can happen to anyone at any time. View the infographic. image: https://blog.empirelife.ca/hubfs/CI%20Infographic/CI%20Infographic_1.png --- × #### Subscribe ### Subscribe to Email Updates Signing up for our Blog offers you the opportunity to subscribe and receive email notifications for Investment or Insurance type content only from The Empire Life Insurance Company and Empire Life Investments Inc. You may cancel your subscription to the newsletter at any time by clicking on [unsubscribe](http://www.fastandfull.ca/hs/manage-preferences/unsubscribe-simple) or, by contacting The Empire Life Insurance Company or, Empire Life Investments Inc. **The Empire Life Insurance Company** 259 King Street East, Kingston, Ontario K7L 3A8, Canada Toll Free: 1 800 561-1268 Email: insurance@empire.ca or investment@empire.ca **Empire Life Investments Inc.** c/o 259 King Street East, Kingston, Ontario K7L 3A8, Canada Toll-free telephone: 1 855 823-6883 Email: mutualfund@empire.ca Close [Facebook](https://www.facebook.com/Empire-Life-Insurance-142465432433812/) [Linkedin](https://www.linkedin.com/company/empire-life-investments) [Twitter](https://twitter.com/empirelifeins) Subscribe [EN](https://www.empire.ca/blog) | [FR](https://empire.ca/fr/blogue) [![Empire Life | Empire Life Investments](https://blog.empirelife.ca/hubfs/Logo/Combined%20Blog%20Images/combined-logo.png)](https://www.empire.ca/blog) # Insurance, Investments and Group Benefits ## Navigate life with confidenceTM - Insurance - [Insurance](https://www.empire.ca/blog/topic/insurance) - [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips) - [Customer Service](https://www.empire.ca/blog/topic/customer-service) - Investments - [Investments](https://www.empire.ca/blog/topic/investments) - [Investment Views](https://www.empire.ca/blog/topic/investment-views) - [Off the Cuff](https://www.empire.ca/blog/topic/off-the-cuff) - [Group Benefits(1)](https://www.empire.ca/blog/topic/group-benefits) - [Personal Finance (1)](https://www.empire.ca/blog/topic/personal-finance) ## [What is Critical Illness Insurance?](https://blog.empirelife.ca/blog/do-you-have-critical-illness-insurance) [Helpful Tips](https://blog.empirelife.ca/blog/topic/helpful-tips), [Insurance](https://blog.empirelife.ca/blog/topic/insurance) Posted by [Empire Life](https://blog.empirelife.ca/blog/author/empire-life) Oct 30, 2017 10:50:39 AM A critical illness can happen to anyone at any time. Worrying about your finances is the last thing you need, should the unexpected happen. To help, we have created an infographic that will help you get familiar with Critical Illness Insurance. Who is it for? How does it work? How much can it cost? Take a look at the infographic below to find out and [connect with an advisor](https://www.empirelife.ca/find-an-advisor/?utm_source=ELBlog_EN&utm_medium=Blog&utm_campaign=CI_Infographic&utm_content=FAA) today! ![Do you know someone who has suffered a critical illness?](https://blog.empirelife.ca/hs-fs/hubfs/CI%20Infographic/CI%20Infographic_1.png?width=668&name=CI%20Infographic_1.png "Do you know someone who has suffered a critical illness?")![Unfortunately, many of us do. How prepared are you? While the risk of suffering from a critical illness can be high, thanks to today’s medical advancements, your chances of surviving are better than ever. However, the long road to recovery can be costly. Many unexpected costs, such as travel expenses or home modification, may not be covered by your provincial or private health plan.](https://blog.empirelife.ca/hs-fs/hubfs/CI%20Infographic/CI%20Infographic_2.png?width=668&name=CI%20Infographic_2.png "Unfortunately, many of us do. How prepared are you? While the risk of suffering from a critical illness can be high, thanks to today’s medical advancements, your chances of surviving are better than ever. However, the long road to recovery can be costly. Many unexpected costs, such as travel expenses or home modification, may not be covered by your provincial or private health plan.")![Critical Illness (CI) Insurance Solutions CI insurance pays a lump sum benefit if you are diagnosed with a covered critical illness. Empire Life offers two great CI insurance solutions -- both available through our online and paper application processes -- that can help meet different needs: Empire Life CI Protect – a simple & affordable option that covers the four most common critical illness conditions3. Empire Life CI Protect Plus – a comprehensive solution that covers 25 critical illness conditions and offers additional built-in benefits.](https://blog.empirelife.ca/hs-fs/hubfs/CI%20Infographic/CI%20Infographic_3.png?width=668&name=CI%20Infographic_3.png "Critical Illness (CI) Insurance Solutions CI insurance pays a lump sum benefit if you are diagnosed with a covered critical illness. Empire Life offers two great CI insurance solutions -- both available through our online and paper application processes -- that can help meet different needs: Empire Life CI Protect – a simple & affordable option that covers the four most common critical illness conditions3. Empire Life CI Protect Plus – a comprehensive solution that covers 25 critical illness conditions and offers additional built-in benefits.")![Did you know… Empire Life CI Protect offers highly competitive premium rates](https://blog.empirelife.ca/hs-fs/hubfs/CI%20Infographic/CI%20Infographic_4.png?width=668&name=CI%20Infographic_4.png "Did you know… Empire Life CI Protect offers highly competitive premium rates")![To learn more Download our brochures or talk to your advisor about Empire Life CI insurance solution.](https://blog.empirelife.ca/hs-fs/hubfs/CI%20Infographic/CI%20Infographic_5-1.png?width=668&name=CI%20Infographic_5-1.png "To learn more Download our brochures or talk to your advisor about Empire Life CI insurance solution.")[![Empire Life CI Protect Consumer Brochure](https://blog.empirelife.ca/hs-fs/hubfs/CI%20Infographic/CI%20Infographic_6-1.png?width=274&name=CI%20Infographic_6-1.png "Empire Life CI Protect Consumer Brochure")](https://www.empire.ca/sites/default/files/documents/INS-1295-CIProtect-ClientBrochure-EN-web.pdf?utm_source=ELBlog_EN&utm_medium=Blog&utm_campaign=CI_Infographic&utm_content=CI%20Client%20Guide)[![Empire Life CI Protect Plus Consumer Brochure](https://blog.empirelife.ca/hs-fs/hubfs/CI%20Infographic/CI%20Infographic_6B.png?width=389&name=CI%20Infographic_6B.png "Empire Life CI Protect Plus Consumer Brochure")](https://www.empire.ca/sites/default/files/2017-05/INS-1447-CIProtectPlus-ClientBrochure-EN-web.pdf?utm_source=ELBlog_EN&utm_medium=Blog&utm_campaign=CI_Infographic&utm_content=CI%20Plus%20Client%20Guide)[![Don’t have an advisor, no problem, we can connect you with one. Connect with an Advisor.](https://blog.empirelife.ca/hs-fs/hubfs/CI%20Infographic/CI%20Infographics_7.png?width=669&name=CI%20Infographics_7.png "Don’t have an advisor, no problem, we can connect you with one. Connect with an Advisor.")](https://www.empirelife.ca/find-an-advisor/?utm_source=ELBlog_EN&utm_medium=Blog&utm_campaign=CI_Infographic&utm_content=FAA) [1](http://publications.gc.ca/site/archivee-archived.html?url=http://publications.gc.ca/collections/collection_2016/statcan/CS2-37-2015-fra.pdf) Canadian Cancer Statistics 2015, Canadian Cancer Society [2](http://www.cancer.ca/en/cancer-information/cancer-101/cancer-statistics-at-a-glance/?region=on) 2016 Estimation, Canadian Cancer Society 3 Munich Re 2016 Individual Insurance Survey 4 Monthly premium amount for CI Protect for coverage amount indicated, as a stand-alone plan as of April 24, 2017, is $16.38 for male (age 35 non-smoker) and $18.90 for a female (age 35, non-smoker) for the first 10 years.   ![Get a quote and apply for life insurance](https://blog.empirelife.ca/hubfs/Logo/Combined%20Blog%20Images/GetAQuote-BlogButton-couple-EN.jpg) [BUY NOW](https://www.empire.ca/insurance/buy-life-insurance) ![Retirement Savings Tool](https://blog.empirelife.ca/hubfs/Blog_images/RST-Blog-EN.jpg) [Get Started](https://www.empire.ca/retirement-and-savings-tool) ### POPULAR POSTS ### CATEGORIES - [Insurance](https://www.empire.ca/blog/topic/insurance) - [Investments](https://www.empire.ca/blog/topic/investments) - [Group Benefits](https://www.empire.ca/blog/topic/group-benefits) - [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [Disclaimer](https://info.fastandfull.ca/disclaimer) [Legal](https://info.fastandfull.ca/legal) [Privacy Policy](https://info.fastandfull.ca/privacy-policy) [Accessibility](https://info.fastandfull.ca/accessibility) [Consumer Information](https://info.fastandfull.ca/consumer-information) [Contact Us](https://info.fastandfull.ca/contact) [Third-Party Tools and Sites](https://info.fastandfull.ca/third-party) [Confidentiality](https://info.fastandfull.ca/confidentiality) [Unsubscribe](https://info.fastandfull.ca/hs/manage-preferences/unsubscribe-simple) **CONTACT US** The Empire Life Insurance Company 259 King St. E. 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