--- title: … But Mine Is Different …My Trusted Advisor description: As long as people want to protect their families financially and as long as the threats of premature death, disability and critical illness exist, advisors will be there to help. --- [![Empire Life logo](https://blog.empirelife.ca/hs-fs/hub/322854/file-368300927.jpg?width=189&name=file-368300927.jpg "Empire Life logo")](https://blog.fastandfull.ca) # INSURING WITH CARE™ BLOG [Français](https://blog.fastandfull.ca/fr) ## [… But Mine Is Different …My Trusted Advisor](https://blog.empirelife.ca/old/-but-mine-is-different-my-trusted-advisor) Posted by [Rick Forchuk, MBA, CFP, CLU, CH.F.C., Distribution Consultant, Empire Life](https://blog.empirelife.ca/old/author/rick-forchuk-mba-cfp-clu-ch-f-c-distribution-consultant-empire-life) Feb 11, 2015 1:19:00 PM ![Advisor_with_Clients](https://blog.empirelife.ca/hs-fs/file-2472975706-jpg/Blog_images/But_Mine_is_Different...My_Trusted_Advisor/Male_Advisor_with_Clients.jpg?width=621&name=Male_Advisor_with_Clients.jpg "Advisor_with_Clients") According to surveys conducted by the Life Insurance Market Research Association (LIMRA), historically, the public opinion of the life insurance sales person has not been positive. In fact, in the narrative portion of the surveys, where respondents were asked to describe the typical insurance sales person, they often used words such as “pushy” and “untrustworthy.”   However, there was also good news in these surveys. Respondents who had a relationship with an insurance sales person invariably added the words, “ … but mine is different". They also added phrases such as my insurance person “is a pillar of the community,” or “is knowledgeable and helpful, and I would trust him or her with my life”.  But mine is different. Those of us that have been in the insurance business for a while have seen first hand how sales people, now typically referred to as financial advisors, have had a bad rap for a long time. Good news - there must be a very large number of financial advisors around who do an exemplary job, because almost everyone who has a relationship with one speaks of this person in glowing terms. ![More than one in three Canadians (36%) are working with a financial advisor.](https://blog.empirelife.ca/hs-fs/file-2472975671-png/Blog_images/But_Mine_is_Different...My_Trusted_Advisor/Blogimage1-EN.png?width=621&name=Blogimage1-EN.png "More than one in three Canadians (36%) are working with a financial advisor.") It would be remiss not to point out the importance of the life insurance industry. In Canada, the life insurance industry pays out over $1 billion each week in claims, 90% of which go to living policyholders and group insurance certificate holders2. It is also one of the largest investors in the Canadian economy2, helping to create employment and adding to the financial security of our country. ![The industry employs about 150,100 people and has $647 billion in assets held in Canada.](https://blog.empirelife.ca/hs-fs/file-2472975681-png/Blog_images/But_Mine_is_Different...My_Trusted_Advisor/Blogimage2-EN.png?width=621&name=Blogimage2-EN.png "The industry employs about 150,100 people and has $647 billion in assets held in Canada.") Missing from that big picture is the value the advisor provides in all of this.  It is the advisor that helps the customer choose the right policy to help ensure there is money for individuals and families when it is needed most. Advisors also work with customers when death, disability, or critical illness occurs to ensure they receive their insurance proceeds promptly. This can help make sure that mortgages are paid, which helps Canadians remain in their own homes during some of life’s most traumatic times.   Insurance proceeds also help ensure that children can have the same kind of educational opportunities even when a parent dies during the dependency period of the family. Life insurance can help put presents under the tree at Christmas, pay for piano lessons and summer camp for children, and allow the surviving parent to live with the same financial security and peace of mind that existed before their loss. For aging Canadians, there is also an entire suite of products to choose from with the option to receive monthly income for life when they retire. ![A household that has worked with a financial advisor for 15 or more years has 2.73 times more assets.](https://blog.empirelife.ca/hs-fs/file-2472975696-png/Blog_images/But_Mine_is_Different...My_Trusted_Advisor/Blogimage3-EN.png?width=621&name=Blogimage3-EN.png "A household that has worked with a financial advisor for 15 or more years has 2.73 times more assets.") As for the future of the industry, as long as people want to protect their families financially and as long as the threats of premature death, disability and critical illness exist, advisors will be there to help.   If you don’t have an advisor yet, you can find one [here](https://www.empirelife.ca/client) . Start the conversation today and find someone knowledgeable and helpful that you can count on to help you make the right financial decisions – YOUR trusted advisor.     1Ipsos Reid poll, November 2014 2CLHIA, Industry Overview - A Canadian Success Story, September 2014 3The Investment Funds Institute of Canada, 2012 New Evidence on the Value of Financial Advice Topics: [Helpful Tips](https://blog.empirelife.ca/old/topic/helpful-tips) [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fblog.empirelife.ca%2Fold%2F-but-mine-is-different-my-trusted-advisor%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fblog.empirelife.ca%2Fold%2F-but-mine-is-different-my-trusted-advisor%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://static.hubspot.com/final/img/common/icons/social/twitter-24x24.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fblog.empirelife.ca%2Fold%2F-but-mine-is-different-my-trusted-advisor%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fblog.empirelife.ca%2Fold%2F-but-mine-is-different-my-trusted-advisor%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=%E2%80%A6%20But%20Mine%20Is%20Different%20%E2%80%A6My%20Trusted%20Advisor) [![Share on Email](https://static.hubspot.com/final/img/common/icons/social/email-24x24.png)](mailto:?subject=Check%20out%20https%3A%2F%2Fblog.empirelife.ca%2Fold%2F-but-mine-is-different-my-trusted-advisor%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2Fblog.empirelife.ca%2Fold%2F-but-mine-is-different-my-trusted-advisor%3Futm_medium%3Dsocial%26utm_source%3Demail) [![Get a quote and apply for life insurance - Buy Now](https://no-cache.hubspot.com/cta/default/322854/08a3be98-3ef1-4780-a8a3-ce8a1993cecd.png)](https://cta-redirect.hubspot.com/cta/redirect/322854/08a3be98-3ef1-4780-a8a3-ce8a1993cecd) ### Subscribe to Email Updates ### Most Popular Blog Posts ### Blog Categories - [Helpful Tips (41)](https://blog.empirelife.ca/old/topic/helpful-tips) - [Customer Service (9)](https://blog.empirelife.ca/old/topic/customer-service) ### Archives - [June 2017 (1)](https://blog.empirelife.ca/old/archive/2017/06) - [May 2017 (1)](https://blog.empirelife.ca/old/archive/2017/05) - [March 2017 (2)](https://blog.empirelife.ca/old/archive/2017/03) - [February 2017 (1)](https://blog.empirelife.ca/old/archive/2017/02) - [April 2016 (1)](https://blog.empirelife.ca/old/archive/2016/04) - [February 2016 (1)](https://blog.empirelife.ca/old/archive/2016/02) - [December 2015 (1)](https://blog.empirelife.ca/old/archive/2015/12) - [October 2015 (2)](https://blog.empirelife.ca/old/archive/2015/10) - [September 2015 (1)](https://blog.empirelife.ca/old/archive/2015/09) - [August 2015 (1)](https://blog.empirelife.ca/old/archive/2015/08) - [July 2015 (1)](https://blog.empirelife.ca/old/archive/2015/07) - [June 2015 (2)](https://blog.empirelife.ca/old/archive/2015/06) - [May 2015 (1)](https://blog.empirelife.ca/old/archive/2015/05) - [April 2015 (1)](https://blog.empirelife.ca/old/archive/2015/04) - [March 2015 (2)](https://blog.empirelife.ca/old/archive/2015/03) - [February 2015 (1)](https://blog.empirelife.ca/old/archive/2015/02) - [December 2014 (2)](https://blog.empirelife.ca/old/archive/2014/12) - [November 2014 (1)](https://blog.empirelife.ca/old/archive/2014/11) - [October 2014 (1)](https://blog.empirelife.ca/old/archive/2014/10) - [September 2014 (3)](https://blog.empirelife.ca/old/archive/2014/09) - [August 2014 (3)](https://blog.empirelife.ca/old/archive/2014/08) - [July 2014 (2)](https://blog.empirelife.ca/old/archive/2014/07) - [June 2014 (2)](https://blog.empirelife.ca/old/archive/2014/06) - [May 2014 (3)](https://blog.empirelife.ca/old/archive/2014/05) - [April 2014 (4)](https://blog.empirelife.ca/old/archive/2014/04) - [March 2014 (3)](https://blog.empirelife.ca/old/archive/2014/03) - [February 2014 (6)](https://blog.empirelife.ca/old/archive/2014/02) - [January 2014 (6)](https://blog.empirelife.ca/old/archive/2014/01) See all ### Get In Touch ## Contact Us **The Empire Life Insurance Company** 259 King St. E., Kingston, Ontario, K7L 3A8 Monday to Friday 9:00 a.m. to 5:00 p.m. EST **Email:** [insuringwithcare@empire.ca](mailto:insuringwithcare@empire.ca) **Telephone:** 1 866 894-6182 [www.empire.ca](http://www.empire.ca) [Blog Disclaimer](https://info.fastandfull.ca/fast-and-full-blog-disclaimer)