--- title: The Stages of Life Insurance Part II description: Life changing events often demand more life insurance coverage. Protect your loved ones with life insurance and prepare for the unexpected. image: https://blog.empirelife.ca/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%202:%20Committed/EN/Committed-Teaser-EN.png --- [![Empire Life logo](https://blog.empirelife.ca/hs-fs/hub/322854/file-368300927.jpg?width=189&name=file-368300927.jpg "Empire Life logo")](https://blog.fastandfull.ca) # INSURING WITH CARE™ BLOG [Français](https://blog.fastandfull.ca/fr) ## [The Stages of Life Insurance Part II](https://blog.empirelife.ca/old/the-stages-of-life-insurance-part-ii) Posted by [Empire Life](https://blog.empirelife.ca/old/author/empire-life) Mar 2, 2017 11:06:59 AM Young or old, planning for the future with life insurance is too often forgotten or placed on the back burner. You should think about life insurance when you have financial obligations, responsibilities and priorities. Could your family cover the mortgage payments and household maintenance costs if you died too soon? Would there be enough money for your children’s daycare, tuition for college or university? Who is going to look after your loved ones when you are not around? This second of our three part The Stages of Life Insurance series shines a light on some factors to consider if you are newly married, a first time homeowner, or starting a family. ![1_CommittedInfographic-EN-2017-01.png](https://blog.empirelife.ca/hs-fs/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%202:%20Committed/EN/1_CommittedInfographic-EN-2017-01.png?width=668&height=338&name=1_CommittedInfographic-EN-2017-01.png)[![2_CommittedInfographic-EN-2017-01.png](https://blog.empirelife.ca/hs-fs/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%202:%20Committed/EN/2_CommittedInfographic-EN-2017-01.png?width=668&height=306&name=2_CommittedInfographic-EN-2017-01.png)](https://www.empirelife.ca/needs-analysis)![3_CommittedInfographic-EN-2017-01.png](https://blog.empirelife.ca/hs-fs/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%202:%20Committed/EN/3_CommittedInfographic-EN-2017-01.png?width=668&height=183&name=3_CommittedInfographic-EN-2017-01.png)![4_CommittedInfographic-EN-2017-01.png](https://blog.empirelife.ca/hs-fs/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%202:%20Committed/EN/4_CommittedInfographic-EN-2017-01.png?width=668&height=271&name=4_CommittedInfographic-EN-2017-01.png)![5_CommittedInfographic-EN-2017-01.png](https://blog.empirelife.ca/hs-fs/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%202:%20Committed/EN/5_CommittedInfographic-EN-2017-01.png?width=668&height=246&name=5_CommittedInfographic-EN-2017-01.png)[![6_CommittedInfographic-EN-2017-01.png](https://blog.empirelife.ca/hs-fs/hubfs/Stages%20of%20Life%20Insurance%20Infographic/Part%202:%20Committed/EN/6_CommittedInfographic-EN-2017-01.png?width=668&height=609&name=6_CommittedInfographic-EN-2017-01.png)](https://www.empirelife.ca/find-an-advisor) Check out our other infographics in The Stages of Life Insurance series: [Part 1: For the Young and Healthy](https://blog.empirelife.ca/the-stages-of-life-insurance-part-i) [Part 3: For your Golden Years](https://blog.empirelife.ca/the-stages-of-life-insurance-part-iii-1) [1](http://www5.statcan.gc.ca/cansim/a26?lang=eng&id=1110009) Statistics Canada 2014, CANSIM, table 111-0009. [2](https://www.limra.com/Login/?returnURL=%252fResearch%252fAbstracts%252f2014%252f140403-01.aspx) LIMRA 2014 Canadian Billion Dollar Baby Revisited. [3](https://www.clhia.ca/domino/html/clhia/CLHIA_LP4W_LND_Webstation.nsf/resources/Factbook_2/$file/2016+CLHIA+Factbook+ENG.pdf) Canadian Life and Health Insurance Facts (2016 Edition).   Topics: [Helpful Tips](https://blog.empirelife.ca/old/topic/helpful-tips) [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fblog.empirelife.ca%2Fold%2Fthe-stages-of-life-insurance-part-ii%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fblog.empirelife.ca%2Fold%2Fthe-stages-of-life-insurance-part-ii%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://static.hubspot.com/final/img/common/icons/social/twitter-24x24.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fblog.empirelife.ca%2Fold%2Fthe-stages-of-life-insurance-part-ii%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fblog.empirelife.ca%2Fold%2Fthe-stages-of-life-insurance-part-ii%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=The%20Stages%20of%20Life%20Insurance%20Part%20II) [![Share on Email](https://static.hubspot.com/final/img/common/icons/social/email-24x24.png)](mailto:?subject=Check%20out%20https%3A%2F%2Fblog.empirelife.ca%2Fold%2Fthe-stages-of-life-insurance-part-ii%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2Fblog.empirelife.ca%2Fold%2Fthe-stages-of-life-insurance-part-ii%3Futm_medium%3Dsocial%26utm_source%3Demail) [![Get a quote and apply for life insurance - Buy Now](https://no-cache.hubspot.com/cta/default/322854/08a3be98-3ef1-4780-a8a3-ce8a1993cecd.png)](https://cta-redirect.hubspot.com/cta/redirect/322854/08a3be98-3ef1-4780-a8a3-ce8a1993cecd) ### Subscribe to Email Updates ### Most Popular Blog Posts ### Blog Categories - [Helpful Tips (41)](https://blog.empirelife.ca/old/topic/helpful-tips) - [Customer Service (9)](https://blog.empirelife.ca/old/topic/customer-service) ### Archives - [June 2017 (1)](https://blog.empirelife.ca/old/archive/2017/06) - [May 2017 (1)](https://blog.empirelife.ca/old/archive/2017/05) - [March 2017 (2)](https://blog.empirelife.ca/old/archive/2017/03) - [February 2017 (1)](https://blog.empirelife.ca/old/archive/2017/02) - [April 2016 (1)](https://blog.empirelife.ca/old/archive/2016/04) - [February 2016 (1)](https://blog.empirelife.ca/old/archive/2016/02) - [December 2015 (1)](https://blog.empirelife.ca/old/archive/2015/12) - [October 2015 (2)](https://blog.empirelife.ca/old/archive/2015/10) - [September 2015 (1)](https://blog.empirelife.ca/old/archive/2015/09) - [August 2015 (1)](https://blog.empirelife.ca/old/archive/2015/08) - [July 2015 (1)](https://blog.empirelife.ca/old/archive/2015/07) - [June 2015 (2)](https://blog.empirelife.ca/old/archive/2015/06) - [May 2015 (1)](https://blog.empirelife.ca/old/archive/2015/05) - [April 2015 (1)](https://blog.empirelife.ca/old/archive/2015/04) - [March 2015 (2)](https://blog.empirelife.ca/old/archive/2015/03) - [February 2015 (1)](https://blog.empirelife.ca/old/archive/2015/02) - [December 2014 (2)](https://blog.empirelife.ca/old/archive/2014/12) - [November 2014 (1)](https://blog.empirelife.ca/old/archive/2014/11) - [October 2014 (1)](https://blog.empirelife.ca/old/archive/2014/10) - [September 2014 (3)](https://blog.empirelife.ca/old/archive/2014/09) - [August 2014 (3)](https://blog.empirelife.ca/old/archive/2014/08) - [July 2014 (2)](https://blog.empirelife.ca/old/archive/2014/07) - [June 2014 (2)](https://blog.empirelife.ca/old/archive/2014/06) - [May 2014 (3)](https://blog.empirelife.ca/old/archive/2014/05) - [April 2014 (4)](https://blog.empirelife.ca/old/archive/2014/04) - [March 2014 (3)](https://blog.empirelife.ca/old/archive/2014/03) - [February 2014 (6)](https://blog.empirelife.ca/old/archive/2014/02) - [January 2014 (6)](https://blog.empirelife.ca/old/archive/2014/01) See all ### Get In Touch ## Contact Us **The Empire Life Insurance Company** 259 King St. E., Kingston, Ontario, K7L 3A8 Monday to Friday 9:00 a.m. to 5:00 p.m. EST **Email:** [insuringwithcare@empire.ca](mailto:insuringwithcare@empire.ca) **Telephone:** 1 866 894-6182 [www.empire.ca](http://www.empire.ca) [Blog Disclaimer](https://info.fastandfull.ca/fast-and-full-blog-disclaimer)