Insurance, Investments and Group Benefits

We were honoured to be selected Life & Health Insurer of the Year at the 2018 Insurance Business Awards at the 3rd annual awards gala on November 29, 2018 at the Liberty Grand Toronto.

Key takeaways: Tactically increased U.S. and international equities, reduced cash. Remain overweight in equities and underweight in fixed income.

The month of October historically has been one of the most volatile months for the stock market, and this year has turned out to be no different. 

Key takeaways: Tactically increased international equities and decreased Canadian equities. Remain overweight in equities and underweight in fixed income.

After starting the year with strength in the first few weeks of 2018, international equities were caught up in a period of global equity market volatility over the following weeks. Unlike the U.S. and Canadian markets, international markets have yet to fully recover from that volatility.

Who speaks for you when you can’t speak for yourself? Who handles your stuff when you can’t? What do they need to know? What are they supposed to do with them? How can you make it easier for the people who act for you under a power of attorney or will? Let’s focus on a growing area, digital assets and access. 

I’ve written a number of articles on cash flow management: the issues with it, the domino effects of debt and savings, and ideas on how you can get a better grip on your finances. I’ve created a list of resources you can use to work through your own particular circumstances or offer to your clients as an aid to working through their financial cash flow management situations.

Summer is upon us, which means spending longer days in the sun and enjoying your cottage with your family and friends. This is also the time that you may start thinking about the future of your cottage and your plans to pass it down your family. If you have decided to bequeath your vacation property to your children in your will, you may know that there could be substantial capital gains taxes due. Where does the money come from? Let’s consider some alternatives.

Thanks to medical advancements, Canadians are expected to have one of the longest life expectancies.¹ However, developing a critical illness is a growing concern among Canadians with 400,000 already living with the effects of a stroke, and unfortunately, this number is expected to double in the next 20 years.^2.

Check out this infographic to learn more about how to protect you and loved ones from the impact of being diagnosed with a critical illness.

Did you know that financial abuse is the most common form of elder abuse in Canada?¹ In this segment of Life & Money Matters video, Peter shares some of the signs of elder financial abuse and how to safeguard against it.

As Millenials graduate and seek employment, many parents still feel the burden of financially providing for their children. Studies found that more than four in ten Canadians say their top source of stress is money¹. Specifically, nearly half of Canadian parents admit that supporting their adult children is causing them emotional and financial stress².