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You may cancel your subscription to the newsletter at any time by clicking on [unsubscribe](http://www.fastandfull.ca/hs/manage-preferences/unsubscribe-simple) or, by contacting The Empire Life Insurance Company or, Empire Life Investments Inc. **The Empire Life Insurance Company** 259 King Street East, Kingston, Ontario K7L 3A8, Canada Toll Free: 1 800 561-1268 Email: insurance@empire.ca or investment@empire.ca **Empire Life Investments Inc.** c/o 259 King Street East, Kingston, Ontario K7L 3A8, Canada Toll-free telephone: 1 855 823-6883 Email: mutualfund@empire.ca Close [Facebook](https://www.facebook.com/Empire-Life-Insurance-142465432433812/) [Linkedin](https://www.linkedin.com/company/empire-life-investments) [Twitter](https://twitter.com/empirelifeins) Subscribe [EN](https://www.empire.ca/blog) | [FR](https://empire.ca/fr/blogue) [![Empire Life | Empire Life Investments](https://blog.empirelife.ca/hubfs/Logo/Combined%20Blog%20Images/combined-logo.png)](https://www.empire.ca/blog) # Insurance, Investments and Group Benefits ## Navigate life with confidenceTM - Insurance - [Insurance](https://www.empire.ca/blog/topic/insurance) - [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips) - [Customer Service](https://www.empire.ca/blog/topic/customer-service) - Investments - [Investments](https://www.empire.ca/blog/topic/investments) - [Investment Views](https://www.empire.ca/blog/topic/investment-views) - [Off the Cuff](https://www.empire.ca/blog/topic/off-the-cuff) - [Group Benefits(1)](https://www.empire.ca/blog/topic/group-benefits) - [Personal Finance (1)](https://www.empire.ca/blog/topic/personal-finance) ## Negar Pishva ### Recent Posts ## [Structuring Success: Maximizing Corporate Structures and Estate Planning with Segregated Fund Strategies](https://blog.empirelife.ca/blog/structuring-success-maximizing-corporate-structures-and-estate-planning-with-segregated-fund-strategies) [Empire Life segregated funds](https://www.empire.ca/blog/topic/empire-life-segregated-funds) [![Structuring Success: Maximizing Corporate Structures and Estate Planning with Segregated Fund Strategies](https://blog.empirelife.ca/hubfs/GettyImages-1283520783.jpg)](https://blog.empirelife.ca/blog/structuring-success-maximizing-corporate-structures-and-estate-planning-with-segregated-fund-strategies) By [Negar Pishva](https://www.empire.ca/blog/author/negar-pishva) Oct 14, 2026, 9:53:51 AM This article will explore the complexities and strategic advantages of using segregated fund policies within a corporate structure. Beginning by examining the fundamental differences between segregated and mutual funds, we will delve into the critical tax elements essential for corporate-held policies, including the nuances of the flow-through tax structure, the impact on the Capital Dividend Account (CDA), and the strict structural requirements. We will look at practical applications through case studies on sole and multiple shareholder strategies, as well as the role of segregated funds in ensuring financial security for a surviving spouse, ultimately highlighting how these tools can be effectively integrated into a corporate estate planning and 'pass through' strategy. 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