EN | FR

Insurance, Investments and Group Benefits

Simple. Fast. Easy.®

Financial markets at a glance - December 31, 2023

Investment Views, Investments

 

Read More

2024 Market Outlook: U.S. equities

Investment Views, Investments

Last year was a volatile year in U.S. equity markets. In March, the failure of Silicon Valley Bank, a prominent lender in the tech industry with $210 billion in assets, was the first of a series of regional bank failures that later included Signature Bank, Credit Suisse and First Republic Bank. This led to fears of a broader banking crisis, although it was ultimately contained. 

Read More

2024 Market Outlook: Macroeconomic Overview

Investment Views, Investments

As we begin the new year, we’re reflecting on some of the key themes that impacted the markets in 2023. This includes everything from interest rates and inflation to geopolitical events and generative artificial intelligence (AI). We expect that many of these themes will continue to influence markets in 2024, and we’ll continue to monitor them for risks and opportunities as they may arise.

Read More

Navigating markets in 2024

Investment Views, Investments

From regional bank failures to unresolved geopolitical tensions to explosive growth in artificial intelligence. We have seen it all in 2023, and there are still many questions investors face as we head into the new year. 

Paul Holba, SVP and CIO, Empire Life Investments Inc. breaks down some of the key themes that we expect will impact the markets in the coming year, such as potential rate cuts, unresolved geopolitical tensions and considerations when it comes to big tech and AI.  

Read More

2024 Financial facts @ your fingertips

Investments, Personal Finance

Read More

5 tips for financial success in later life

Investments, Personal Finance

Updated January 2024

The things you need to do to build your finances which can support your wants and goals are simple. Sometimes doing them isn't so simple. For most people, this becomes a matter of choice. Practice makes it easier. Here are some tips to build lifestyle success for your future you.

Read More

TFSA and spouse as joint beneficiary

Investments, Personal Finance

Updated January 2024

Gaeten and Mirielle are a middle aged couple who met through friends. They have been together for almost 5 years. Gaeten is divorced with one adult child. Mirielle, a widow, has two children of her own. The couple do want to take care of each should either one predecease the other. They both wish to have at least some of their own investments pass on to their respective children.

Read More

Tax Free Savings Account (TFSA) and successor holder

Investments, Personal Finance

Updated January 2024

My last article shared the story of a divorced gentleman, Gaeten, who named his common law partner Mirielle, joint beneficiary of his Tax-Free Savings Account (TFSA) along with his daughter, Marie. I covered off the problem Mirielle would have trying to maintain the tax sheltered status of her share of Gaeten’s account which would pass to her on Gaeten’s death. What if Gaeten named her as a successor holder (subrogated policyholder in Quebec)?

Read More

Five basics about managing money

Investments, Personal Finance

Updated January 2024

A disturbing number of aging Canadians today aren’t saving or aren’t saving enough for retirement.1 They are seeking financial freedom. That’s not freedom from money. It’s the kind of freedom they feel when they can do what they want to do and when they want to do it. Yet we all know that how we manage, invest and spend our money can have a huge impact on our life and our lifestyle.

Read More

The benefits of dividend investing

Investments, Off the Cuff

Doug Cooper, CFA, Senior Portfolio Manager, shares what can make a dividend growth investing strategy an attractive choice for investors, including: 

  • The team’s investment philosophy and approach to selecting dividend investing companies.
  • What are the primary attributes of a high-quality dividend paying company.
Read More

SHARE