--- title: Empire Life Blog Empire Life Blog | Peter Wouters (6) description: "
Directeur, Planification fiscale et successorale et planification de la retraite, Gestion de patrimoine
Placements Empire Vie
(6)" --- × #### Subscribe ### Subscribe to Email Updates Signing up for our Blog offers you the opportunity to subscribe and receive email notifications for Investment or Insurance type content only from The Empire Life Insurance Company and Empire Life Investments Inc. You may cancel your subscription to the newsletter at any time by clicking on [unsubscribe](http://www.fastandfull.ca/hs/manage-preferences/unsubscribe-simple) or, by contacting The Empire Life Insurance Company or, Empire Life Investments Inc. **The Empire Life Insurance Company** 259 King Street East, Kingston, Ontario K7L 3A8, Canada Toll Free: 1 800 561-1268 Email: insurance@empire.ca or investment@empire.ca **Empire Life Investments Inc.** c/o 259 King Street East, Kingston, Ontario K7L 3A8, Canada Toll-free telephone: 1 855 823-6883 Email: mutualfund@empire.ca Close [Facebook](https://www.facebook.com/Empire-Life-Insurance-142465432433812/) [Linkedin](https://www.linkedin.com/company/empire-life-investments) [Twitter](https://twitter.com/empirelifeins) Subscribe [EN](https://www.empire.ca/blog) | [FR](https://empire.ca/fr/blogue) [![Empire Life | Empire Life Investments](https://blog.empirelife.ca/hubfs/Logo/Combined%20Blog%20Images/combined-logo.png)](https://www.empire.ca/blog) # Insurance, Investments and Group Benefits ## Navigate life with confidenceTM - Insurance - [Insurance](https://www.empire.ca/blog/topic/insurance) - [Helpful Tips](https://www.empire.ca/blog/topic/helpful-tips) - [Customer Service](https://www.empire.ca/blog/topic/customer-service) - Investments - [Investments](https://www.empire.ca/blog/topic/investments) - [Investment Views](https://www.empire.ca/blog/topic/investment-views) - [Off the Cuff](https://www.empire.ca/blog/topic/off-the-cuff) - [Group Benefits(1)](https://www.empire.ca/blog/topic/group-benefits) - [Personal Finance (1)](https://www.empire.ca/blog/topic/personal-finance) ## Peter Wouters Directeur, Planification fiscale et successorale et planification de la retraite, Gestion de patrimoine Placements Empire Vie ### Recent Posts ## [Life & Money Matters: Accumulating Money](https://blog.empirelife.ca/blog/life-money-matters-accumulating-money) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [![Life & Money Matters: Accumulating Money](https://blog.empirelife.ca/hubfs/Blog_images/INV-Blog-images/LMM-AccumulatingMoneyGettyImages-184598413.jpg)](https://blog.empirelife.ca/blog/life-money-matters-accumulating-money) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) May 16, 2017, 9:02:33 AM Saving for retirement is tough, considering all of the demands you have now. But with the numerous investment options available, how do you choose which one is right for you? In this installment of Life & Money Matters Peter discusses the three things you need to accumulate money.   [Read More](https://blog.empirelife.ca/blog/life-money-matters-accumulating-money) ## [Retirement. What’s the worry and why?](https://blog.empirelife.ca/blog/retirement-whats-the-worry-and-why) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [![Retirement. What’s the worry and why?](https://blog.empirelife.ca/hubfs/Blog_images/ELIGettyImages-576607478.jpg)](https://blog.empirelife.ca/blog/retirement-whats-the-worry-and-why) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) Apr 24, 2017, 8:44:00 AM A fear of retirement continues to grip Canadians, even as retired Canadians lead happy lives. This is supported by the headlines you read, the sound bites you hear on television and the research that continues to focus on retirement. A recent report on Retirement noted that almost 7/10 working age people are worried about running out of money and having enough money to live on day to day.1 A Retirement Risk Survey by the Society of Actuaries found the following 2 concerns: [Read More](https://blog.empirelife.ca/blog/retirement-whats-the-worry-and-why) ## [Life & Money Matters: Retirement Realities for Boomers](https://blog.empirelife.ca/blog/life-money-matters-retirement-realities-for-boomers) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [![Life & Money Matters: Retirement Realities for Boomers](https://blog.empirelife.ca/hubfs/Blog_images/INV-Blog-images/GettyImages-515078588.jpg)](https://blog.empirelife.ca/blog/life-money-matters-retirement-realities-for-boomers) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) Mar 24, 2017, 8:44:20 AM Does your retirement reality fit your own vision and experiences? In this video, Peter demystifies the commonly held perceptions about retirement among boomers and younger generations.   [Read More](https://blog.empirelife.ca/blog/life-money-matters-retirement-realities-for-boomers) ## [Life & Money Matters: Pay Yourself First](https://blog.empirelife.ca/blog/life-money-matters-pay-yourself-first) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [![Life & Money Matters: Pay Yourself First](https://blog.empirelife.ca/hubfs/Blog_images/INV-Blog-images/ELI-Blog-GettyImages-183934815-Resized.jpg)](https://blog.empirelife.ca/blog/life-money-matters-pay-yourself-first) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) Mar 16, 2017, 3:11:22 PM The power of saving early and steadily for the long term can make a great impact on your retirement lifestyle. In this installment of Life & Money Matters Peter shares some thoughts on the benefits of paying yourself first.   [Read More](https://blog.empirelife.ca/blog/life-money-matters-pay-yourself-first) ## [Life & Money Matters: Four Retirement Questions for Retirees](https://blog.empirelife.ca/blog/life-money-matters-four-retirement-questions-for-retirees) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [![Life & Money Matters: Four Retirement Questions for Retirees](https://blog.empirelife.ca/hubfs/Blog_images/INV-Blog-images/ELI-Blog-GettyImages-179376244-Resized.jpg)](https://blog.empirelife.ca/blog/life-money-matters-four-retirement-questions-for-retirees) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) Mar 9, 2017, 4:27:07 PM Market volatility and increasing expenses can have many retirees concerned whether their retirement income will last as long as they live. In this video segment, Peter discusses four key retirement questions you should consider to help plan for the unexpected. [Read More](https://blog.empirelife.ca/blog/life-money-matters-four-retirement-questions-for-retirees) ## [Life & Money Matters: Top Retirement Planning Concerns](https://blog.empirelife.ca/blog/life-money-matters-top-retirement-planning-concerns) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [![Life & Money Matters: Top Retirement Planning Concerns](https://blog.empirelife.ca/hubfs/Blog_images/INV-Blog-images/ELI-Blog-GettyImages-137925943-Resized.jpg)](https://blog.empirelife.ca/blog/life-money-matters-top-retirement-planning-concerns) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) Mar 2, 2017, 12:25:07 PM Media headlines and market uncertainty have left many aging investors with the feeling “I’m worried that I won’t have enough”. In this first segment of Life & Money Matters, Peter shares some of the top retirement planning concerns among investors. [Read More](https://blog.empirelife.ca/blog/life-money-matters-top-retirement-planning-concerns) ## [Converting assets into income](https://blog.empirelife.ca/blog/converting-assets-into-income) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) Oct 18, 2016, 2:45:33 PM Life is about choices - having them and deciding which ones work best for you. Retirees, for example, often feel that they must choose from a few possible alternatives for converting their retirement assets into income: [Read More](https://blog.empirelife.ca/blog/converting-assets-into-income) ## [Retirees' Three Dominant Concerns](https://blog.empirelife.ca/blog/retirees-three-dominant-concerns) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) Sep 20, 2016, 12:13:48 PM Retirees have three dominant concerns: [Read More](https://blog.empirelife.ca/blog/retirees-three-dominant-concerns) ## [Retire later: What a difference a year makes](https://blog.empirelife.ca/blog/retire-later-what-a-difference-a-year-makes) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) Aug 16, 2016, 3:10:36 PM Going, going, gone are the days when we are forced into retirement because we hit a certain age. And boomers are redefining what that "R" word means to them. Retirement isn't about hitting a certain age or completely quitting what you have been doing. It may involve work, albeit perhaps on different terms or in a different field. It may mean adjusting that planned retirement date. There’s no shame in that. Late savers especially may need to consider what a difference an extra year of work can make in their lives. [Read More](https://blog.empirelife.ca/blog/retire-later-what-a-difference-a-year-makes) ## [When do people retire and why?](https://blog.empirelife.ca/blog/when-do-people-retire-and-why) [Investments](https://www.empire.ca/blog/topic/investments), [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [![When do people retire and why?](https://blog.empirelife.ca/hubfs/Blog_images/INV-Blog-images/GettyImages-908981892-371230-edited.jpg)](https://blog.empirelife.ca/blog/when-do-people-retire-and-why) By [Peter Wouters](https://www.empire.ca/blog/author/peter-wouters) Jul 27, 2016, 1:24:25 PM There is no normal retirement date anymore. There is no hard-fast retirement date everyone has to hit. The answer to the question; "when will you retire?" is becoming a very individual decision, and one you need to plan for and periodically stress test to make sure it's still going to work for you. Here's what we do know.  [Read More](https://blog.empirelife.ca/blog/when-do-people-retire-and-why) ![Get a quote and apply for life insurance](https://blog.empirelife.ca/hubfs/Logo/Combined%20Blog%20Images/GetAQuote-BlogButton-couple-EN.jpg) [BUY NOW](https://www.empire.ca/insurance/buy-life-insurance) ![Retirement Savings Tool](https://blog.empirelife.ca/hubfs/Blog_images/RST-Blog-EN.jpg) [Get Started](https://www.empire.ca/retirement-and-savings-tool) ### POPULAR POSTS ### CATEGORIES - [Insurance](https://www.empire.ca/blog/topic/insurance) - [Investments](https://www.empire.ca/blog/topic/investments) - [Group Benefits](https://www.empire.ca/blog/topic/group-benefits) - [Personal Finance](https://www.empire.ca/blog/topic/personal-finance) [Disclaimer](https://info.fastandfull.ca/disclaimer) [Legal](https://info.fastandfull.ca/legal) [Privacy Policy](https://info.fastandfull.ca/privacy-policy) [Accessibility](https://info.fastandfull.ca/accessibility) [Consumer Information](https://info.fastandfull.ca/consumer-information) [Contact Us](https://info.fastandfull.ca/contact) [Third-Party Tools and Sites](https://info.fastandfull.ca/third-party) [Confidentiality](https://info.fastandfull.ca/confidentiality) [Unsubscribe](https://info.fastandfull.ca/hs/manage-preferences/unsubscribe-simple) **CONTACT US** The Empire Life Insurance Company 259 King St. E. 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