Insurance & Investments

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Ten Retirement Myths

Investments, Personal Finance

We are experiencing a silver Tsunami. The leading edge of the Boomers turned 65 four years ago. On average, 1,250 Canadians turn age 65 every single day. It’s part of a 20-year trend. But, most of the Boomers weren’t born in 1946-47. Most were born between 1961 -1965. That’s why you feel everyone has been turning 50. And people are living longer, much longer.

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Valuing a Stay-At-Home Parent

Helpful Tips, Insurance

Child kissing mom

Although it may be more common to see two income Canadian families, many parents are opting to stay at home to raise the kids.The decision to stay at home is usually contemplated when the kids are quite young, and typically, after the second or third child comes along. Then it becomes the financial trade-off decision whether to spend money on daycare or learn how to stretch having only one income in the household. 

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UK Election Implications

Investment Views, Investments

The referendum is pretty much a done deal now, although the outcome of the referendum is obviously unknown at this time. Generally, in my experience, there is a lot of hype when there is an upcoming referendum but when people go to vote, there is a bias towards the status quo (as seen in Scotland recently). So I would not consider the Conservative win as the expression of peoples' desire to leave the European Union (EU) - but rather the inability of the Labour party to offer much to the people in this election.

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Can Active Managers Beat Their Benchmark? Yes.

Investment Views, Investments

In the ongoing debate between active vs. passive investing, Invesco has released a whitepaper examining the historical outperformance of active management.

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Emblem Portfolios in Action

Investments, Tactical Updates

Tactically reduced U.S. equity; increased Canadian equity

Current Target Asset Allocation Positioning as at April 8th 2015

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